Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started with Alipay, which was established in 2004. In March 2013, Alipay's parent company announced that it would build a small and micro financial services group (hereinafter referred to as "small and micro financial services"), and small and micro finance (chip) became the predecessor of ant financial services. In October 2014, Ant Financial was officially established. [1] With the vision of "making credit equal to wealth", Ant Financial is committed to building an open ecosystem and helping financial institutions and partners accelerate their move towards the "Internet" through the "Internet Propeller Program" [2] to provide inclusive financial services to small and micro enterprises and individual consumers. Relying on mobile internet, big data and cloud computing, it is an important practice of inclusive finance for China.